Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Mortgages Made Clear.

Advice You Can Trust.

Whether you’re buying your first home, remortgaging, or navigating a complex financial situation, I’ll help you find the right mortgage with clarity, calm, and expert support.

Savita

Real Advice for Real Lives

Hi, I’m Savita Klear – a fully qualified, whole-of-market mortgage advisor.

 

I work with clients across the UK to secure mortgages that genuinely fit their needs, even when income or circumstances fall outside the norm.

 

My goal is to make the process simple and stress-free. That means:

  • Clear, honest advice
  • No confusing jargon
  • Hands-on support from our first conversation right through to completion

Whether you’re self-employed, a first-time buyer, or navigating a unique financial situation, I’m here to guide you every step of the way.

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

What I Offer

Tailored Mortgage Advice - Start to Finish

Personal Support from Start to Finish: I work directly with you, from your first enquiry to the moment you get your keys - no call centres, no being passed around.

Flexible, Friendly, Human: I know life isn’t 9-5. I offer flexible appointments and real support when you need it most.

Expertise in Complex Cases: I thrive on solving problems. If you've been told "no" elsewhere, I’ll look again - and look deeper.

Straight-Talking, Honest Advice: No jargon. No pressure. Just clear guidance and transparent communication at every step.

  • Whole-of-market access - not tied to any lender
  • Straightforward, client-first advice
  • Specialist knowledge of self-employed and non-standard cases
  • Full support through the entire process - no call centres, no confusion
  • Help with paperwork, lender comms, and solicitor coordination
  • Transparent updates at every step

Who I Work With

Your Mortgage, Your Way.

first Time buyers

First-Time Buyers

Get step-by-step support and clear explanations to help you move forward with confidence.

self employed

Self-Employed
& Freelancers

No payslip? No problem. I specialise in helping clients with complex income prove affordability and secure the right deal.

remortgage

Remortgages

Whether you’re switching to a better rate or borrowing more, I’ll help you weigh your options clearly.

buy to let

Buy-to-Let & Investors

Looking to build your portfolio? I’ll help you find the right mortgage structure for long-term growth.

Why Clients Choose Me

Built on Trust. Shaped by Experience.

I’m a qualified mortgage advisor who earned my CeMAP while working full-time and raising my child as a single parent. It wasn’t easy, but it taught me how to stay calm under pressure, work with empathy, and get things done – no matter the challenges.

 

I bring that same energy and determination into every client conversation, always aiming to make the mortgage journey as smooth and stress-free as possible.

Let's Talk

The Process

What to Expect When You Work With Me

Discovery Call

We’ll chat through your situation, goals, and timeline - no obligation, no pressure.

Market Research

I search the full UK market, comparing lenders and deals tailored to your profile.

Application Support

I’ll handle the paperwork, submit your application, and keep things moving.

Ongoing Guidance

From valuation to completion, I liaise with everyone involved and keep you updated at every stage.

Ready to Get Started?

Let’s Talk About What’s Possible

Whether you’ve already found a property or you’re just starting to explore your options, I’m here to help.

Book your free, no-obligation call today and get advice that’s built around you.

Book a Call
Savita Klear - mortgage broker

I’m Savita Klear, a fully qualified, whole-of-market mortgage advisor. I work with clients across the UK, helping secure mortgages that truly fit even when income or circumstances don’t fit the norm.

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Savita Klear is an appointed representative of First Thought Financial Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 971548). You can check this on the FCA Register at www.fca.org.uk/register.